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Complementary Health Insurance

With the HISS Complementary Health Insurance, you will enjoy superior health services at our extensive contracted network of hospitals under contract without the need to make a co-payment.

Advantages

Coverages

  • Surgery

    Groupama offers coverage for the operating room expenses, anesthesia equipment and physician fees in the event that surgery is required during inpatient treatment.

  • Post-operative physiotherapy:

    Groupama offers coverage for physiotherapy expenses following surgery or intensive care.

  • Room, food and companions:

    Groupama offers coverage for the room and food for each day of hospitalization as well as for the expenses related to the companion when it is medically necessary to have one in the room.

  • Intensive care:

    Groupama offers coverage for treatment expenses in the intensive care unit.

  • Angiography, angioplasty:

    Groupama offers coverage for treatment expenses like coronary angiography performed during hospitalization.

  • Minor procedures:

    Need to have a minor procedure? No worries! We have it covered.

  • Chemotherapy, radiotherapy, dialysis:

    Groupama offers coverage for chemotherapy and/or radiotherapy and dialysis expenses (hospital, medication and physician fees) during treatment of critical illnesses.

  • Domestic emergency assistance and consulting (including ambulance):

    Groupama covers you for sudden life-threatening situations. Groupama offers coverage for Emergency Assistance Services*, such as on-site response and hospital transfer.

    *The service is available by calling the Emergency Assistance Hotline as indicated on the insurance card within the borders of Turkey in the regions where the service can be provided.

  • HISS check-up:

    Groupama offers full coverage for health expenses for certain examinations at the health institutions under contract with us.

  • Physician examination:

    Groupama offers coverage for physician examination performed at a hospital, clinic, private clinic, or in emergencies, at home for a diagnosis and treatment due to an accident and/or illness.

  • Laboratory:

    Groupama offers coverage for health expenses relating to all diagnostic procedures, including but not limited to blood and urine tests, laboratory examinations, X-ray (including mammography and medical imaging) ultrasonography, ECG, EEG, EMG that the physician requires to diagnose an illness.

  • Radiology:

    Groupama offers coverage for the radiology expenses arising from hospital treatment.

  • Modern diagnosis:

    Groupama offers coverage within the annual limits for the expenses relating to physician-requested diagnostic examinations, such as laboratory tests, radiological examinations, CT, MRI, endoscopy and invasive examinations, angiographies, and sleep studies.

  • Physiotherapy and rehabilitation:

    Groupama offers coverage for up to 15 sessions within a policy year for physiotherapy expenses other than those required after surgery or intensive care.

Complementary Health Insurance Plans

HİSS 2

Inpatient Treatment Coverage
  • Hospitalization and/or inpatient surgery
  • Intensive care
  • Chemotherapy, radiotherapy, dialysis
  • Coronary Angiography
  • Minor procedure expenses
  • Expenses for a standard private single room, food, and one companion
  • Ambulance services
  • HISS check-up service (once a year)

Outpatient Treatment Coverage
  • Physician Examination
  • Laboratory Services
  • Imaging and Diagnostic Procedures
  • Modern Diagnostic Procedures
  • Physiotherapy and Rehabilitation
  • Ambulance Services

HİSS 1

Inpatient Treatment Coverage
  • Hospitalization and/or inpatient surgery
  • Intensive Care
  • Chemotherapy, radiotherapy, dialysis
  • Coronary Angiography
  • Minor procedure expenses
  • Expenses for a standard private single room, food, and one companion
  • Ambulance services
  • HISS check-up service (biyearly)
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